We are pleased that you have chosen to visit the Universal Bluepoint Corporation website and we sincerely hope that you find the information you are looking for within these virtual pages. While visiting the UBC site, please be aware that the following terms and conditions apply to the use of the UBC website:

• The information contained within the UBC website is not intended to replace a professional consultation with an insurance broker.
  
  
• This information is not intended for use in supporting or refuting legal claims, nor is it intended as a replacement for professional advice.
  
  
• Federal and local regulations change often, and UBC is not responsible for updating the information provided on this website to reflect the current regulations. While we strive to provide accurate and timely information for our visitors, we cannot guarantee the validity of the information contained in the information. At the time of this posting, the information provided is accurate and up to date to the best of our knowledge.
  
  
• The materials and information posted on this website are protected by copyright laws under the Digital Millennium Copyright Act of 20001 (http://en.wikipedia.org/wiki/Digital_Millennium_Copyright_Act ). You may not reproduce any portion of this website without express permission from Universal Bluepoint Corporation.

By using this website you are deemed to have accepted these terms and conditions in their entirety and you agree to use this site in accordance with them. If we revise these terms and conditions by updating our site, any modifications will become effective immediately.

We strive to provide you with the most honest and accurate personal service available and it is important that you read these terms and conditions carefully.

Thanks for visiting the Universal Bluepoint Corporation website and abiding by these terms and conditions.